FOA Home Improvement

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Home improvement financing the way it should be. Simple. Benji, from Finance of America Home Improvement, offers financing for almost any home improvement up to $75,000. With $0 down, and longer term lengths that help lower monthly payments, your dream project doesn’t have to wait.


  • Easy application, get approved in minutes
  • Explore financing options without impacting your credit¹
  • No-interest, no-payment plans up to 18 months²
  • No home equity needed

1 No hard credit check required to receive pre-approvals or calculate terms and payments. Benji® hard credit check occurs after terms are selected, before documents can be eSigned. LendingPoint™ hard credit check occurs after financing documents have been signed.

2 No payments are required during the promotional period following project completion. Thereafter, substantially equal monthly payments are required for the remainder of the financing term until the unpaid balance of the amount financed is paid in full. Interest will accrue during the promotional period, but will be waived if the amount financed is paid in full prior to the expiration of the promotional period. 


Finance of America Home Improvement is not responsible for the performance of your upgrades or the savings you may achieve. Performance and cost of your product are the sole responsibility of Harold's AC Repair Service & Installation. Finance of America Home Improvement does not endorse and is not responsible for the information provided by Harold's AC Repair Service & Installation.